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First Credit Solutions Ltd, Cussins House, Wood Street, Doncaster, DN1 3LW Tel: 0844 888 0233 Fax: 0844 984 0399 Mail: info@firstcreditsolutions.co.uk
Mortgages
It is a documented fact that up to half of the customers who were sold “Sub-Prime” mortgage products, may well have been eligible for lower cost mainstream home-loans.
This usually occurred when commission incentivised brokers would recommend a potentially borderline applicant to accept a sub-prime deal, as he (the broker), would receive considerably more in commission fees from a sub-prime lender – simply because with a higher interest rate and higher set up costs there would be far more “pie” to share out!
In addition to this type of sharp practice, sub-prime lenders would also levy excessive and unfair charges in respect of letters sent to clients, administration charges as well as other types of ambiguous and previously undisclosed charges.
If you have been mis-sold a mortgage, where on your current home or even a recently redeemed home-loan you may have a claim against the lender.
As a mortgage is usually the biggest financial commitment one undertakes, any valid claims arising from the types of practice outlined above can be substantial – potentially running into tens of thousands of pounds!
How do I make a claim?
Simply call us on 0844 888 0233 and speak to one of our experienced team of legal advisors who will be able to access quickly whether or not a claim can be made. Alternatively click here to complete the review form.
Our 5 Easy Steps Service
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Our specialist team will assess your credit situation, credit cards, loans, mortgages and any payment protection insurance for faults and errors.
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Based on our advice, you decide which claims you wish us to pursue on your behalf.
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First Credit Solutions will obtain the information necessary to provide the evidence on which the claims will be argued.
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Our team will advise you on the likelihood of reclaiming money, or whether the agreements you entered into were correctly drafted.
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Our highly qualified team act on your behalf to pursue your claim, until settlement is achieved.
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