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First Credit Solutions Ltd, Cussins House, Wood Street, Doncaster, DN1 3LW Tel: 0844 888 0233 Fax: 0844 984 0399 Mail: info@firstcreditsolutions.co.uk
Legislation
April 2007 saw the biggest shake-up in consumer protection law for more than 30 years.
That was when the 2006 Consumer Credit Act came into force, providing consumers with better protection from unscrupulous lenders, and replacing the 1974 Consumer Credit Act.
Consumer Minister Ian McCartney described the new Act as “the biggest change in consumer protection for a generation."
The Act introduced an unfair relationships test, which makes it possible for consumers to challenge unfair credit agreements in court. It also extended the services of the Financial Ombudsman Service to provide further assistance for consumers to seek redress.
The legal team at First Credit Solutions is able to utilise the provisions of the new Act, in deciding whether an agreement can be challenged as being unfair. They will then pursue claims under the new Act.
Our 5 Easy Steps Service
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Our specialist team will assess your credit situation, credit cards, loans, mortgages and any payment protection insurance for faults and errors.
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Based on our advice, you decide which claims you wish us to pursue on your behalf.
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First Credit Solutions will obtain the information necessary to provide the evidence on which the claims will be argued.
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Our team will advise you on the likelihood of reclaiming money, or whether the agreements you entered into were correctly drafted.
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Our highly qualified team act on your behalf to pursue your claim, until settlement is achieved.
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